Your next home awaits....but while you wait why not rent to own it !!

GET OUT OF THE APARTMENT LIFE !!!!

Welcome To The Coleman Group

We at The Coleman Group have partnered with some tremendous investors! Are you are worried that we are headed to a recession, scared of rising interest rates, have low credit scores, or maybe you just aren't ready to take that leap and purchase a home traditionally...WE HAVE A SOLUTION FOR YOU!!! You can still move into your dream home and start building equity—all without a mortgage payment inflated by our current high interest rates. With our rent to own programs, your purchase price is pre-set for the next 3 years or 5 years depending on which program you qualify for, giving you the power to secure your mortgage after waiting out the market. Every cost is 100% predictable—from your monthly rent to your home purchase price—for a full 3 years or 5 years. When I tell you we have options for you... I mean we have options. For those that are credit challenged, your initial payment is just 1-2% of your home’s purchase price, and we cover the initial closing costs for you. You will get the security of single-family homeownership within reach—without any of the risk of long-term commitment. With a low initial payment and built-in savings that stay yours put you on a path to homeownership no matter where the market goes. Those with higher credit scores the down payment is just first and last months rent, but no savings plan. BOTH programs are GREAT! Some key points, neither program will buy condos , only townhomes and single family residences, as low as 550 credit score, and the best part....just about any home listed for sale can be yours if your qualify. Feel free to browse and give us a call, let's figure out which program is best for you and your family

Higher Interest Rates Make Rent-to-own Right, Right Now

Posted on July 18, 2022 by divvyhomes

Rising interest rates are putting more and more aspiring homeowners between a rock and a hard place. When you can’t afford a mortgage for your dream home, you can compromise on a lesser house (if it even exists in your area). Or keep renting, forgo equity, and cross your fingers that things will change.

Or you can take the third option: a stepping stone between renting and a traditional mortgage that makes your dream home accessible now.

Divvy does just that with lower upfront costs and monthly payments, pre-set purchase prices, and the option for built-in down payment savings that can grow alongside your home’s appreciation. From day one, we plan for every customer to own their home, all while giving them the freedom to walk away at any point, sacrificing just a 2% relisting fee.

Benefit from appreciation

The unprecedented demand for single-family homes during the pandemic caused a lightning-fast average appreciation of nearly 45% in just two years. While that growth rate is likely to slow, housing inventory is still a fraction of what’s needed, and we expect homes to continue to increase in value over time. Not only does waiting on the sidelines mean continuing to put life on hold—it also isn’t likely to be the wisest long term wealth strategy.

Divvy customers don’t have to wait to build wealth. When you save for your down payment with Divvy, those savings can grow annually based on the appreciation of your home, jumpstarting your equity. And with pre-set purchase prices that don’t change no matter how much your home value increases, you have the potential to beat the market altogether.

If that doesn’t happen, and housing prices come down? You can walk away, no questions asked. Divvy customers have three years to watch the market while deciding whether to buy their homes. If the tide turns against them, they sacrifice only a relisting fee of 2% of their home’s initial price.

Coldwell Banker - Denver Central

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